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금일의 이자율
Program Par Rate
 30 Year Fixed Conforming 6.125%
 15 Year Fixed Conforming 5.25%
 5/1 Year Fixed Conforming 6.375%

updated at 07/26/2024

What Is a Mortgage Par Rate?

A mortgage par rate is the standard interest rate calculated by an underwriter and assigned to a borrower for a specific lending product. A mortgage par rate is the interest rate a lender will charge a borrower without adjustments for lender credits or discount points. If the lender adjusts the mortgage par rate, it is then referred to as the adjusted par rate.
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